A Few Special Ways to Spend a Day in San Francisco

Residents of The Emerson practically have all of San Francisco at their doorstep. These centrally located Oakland condos are coveted for their modern layouts, community amenities, an infinitely walkable neighborhood, and stunning views of the Bay and surrounding area. And with convenient access to myriad transportation options like BART, the best of San Francisco is…. read more

A Little Vino and Cheese

  For decades, there has been a growing cultural and educational interest in the fine wines produced throughout Northern California. Those who recently purchased one of the highly sought-after Oakland homes for sale at The Emerson should rejoice in the accessibility of the vineyards just a short trip northward. After less than an hour of…. read more

Art in Emeryville

 The Bay Area’s art scene has a sensibility that is decidedly Californian, driven in large part by visionaries with an adventurous DIY attitude. Tucked between Oakland and Berkeley, Emeryville is home to galleries and art spaces that connect and inspire local communities, artists, and patrons. The Oakland condos for sale at The Emerson are just…. read more

Fun in the Sun in Emeryville

Nestled between Berkeley and Oakland and extending to the shore of the San Francisco Bay, Emeryville is quickly becoming the new hot spot for outdoor enthusiasts. As the cold chill of winter dwindles away and the sun begins to peek out from the clouds, the Emeryville condos for sale at The Emerson, located close to…. read more

Loans subject to credit and collateral approval. Financing available for collateral located in CA, OR, or WA. Restrictions may apply. Terms and conditions subject to change. You may be eligible for the Union Bank® Economic Opportunity Mortgage (EOM) program if either your property is located in a designated census tract, or your annual household income meets certain income limits for the county where your property is located. Loan amounts available on 1-unit properties up to $424,100 for refinance transactions and up to $500,000 for purchase transactions. In certain high-cost counties in CA and WA expanded loan amounts may be available. Property must be owner-occupied. On purchase transactions and no-cash-out refinances, 97% financing is available on single-family residences (excluding manufactured homes), PUDs, and condominiums; 90% financing is available on manufactured homes and 2-unit properties; and 80% financing is available on 3-4 unit properties. On cash-out refinances, 80% financing is available on 1-2 unit properties, and 75% financing is available on 3-4 unit properties. Minimum credit score requirements apply for loans over 90% LTV and loans greater than $417,000. Mortgage insurance is not required for loans exceeding 80% LTV. A non-refundable $550 application fee is required.